So if its your dream to own a custom-built home you might need to shop around a bit for a VA lender who is willing to work with you. The VA construction loan program doesnt allow people to build their own home so youll need to hire a builder. The Va Wants Homes To Be Move In Ready With Minimal Repairs Or Work Necessary In Fact Major Repairs Or Heal Home Buying Process Home Loans Home Buying Tips The home must be for your own personal occupancy. Can you build your own home with a va loan . Yes you need a VA mortgage to buy terrain and construct a brand-new room or to build your ideal home on area that you simply previously own. The va home loan benefit isnt. Many veterans use their VA home loan benefits to purchase a home but VA loan options also include the ability to apply for a VA construction loan to have a house built. If youre planning to buy or build a new primary home you might consider requesting a residential loanbut before you apply be sure to read the tsp. Not e...